How To Find the Right Financial Planner!
Here is Your Checklist:
If you’re thinking of purchasing a new home, wondering how you can achieve some financial goals that you have set, or planning on investing your savings, it may be worthwhile seeking the help of an expert from a financial planner in Adelaide.
Financial planners can help you manage your money in an easy and smart way. But just like with any other professional you’re going to work with, choosing a financial planner in Adelaide should be done carefully.
Here’s your checklist to finding the right financial planner:
1. Check their License
First things first – does your planner have the right license?
Financial planning is a regulated business in Australia. This means that advisers who work in this industry will have to have the relevant professional qualifications. You can check if your adviser is properly licensed by visiting ASIC’s website or by asking to see their certificate (if they are not members of the Association of Financial Advisers).
Often financial advisers will have their Australian Financial Services License (AFSL) number at the footer of their website. This license is for your protection, so ensure that your future financial planner has this.
2. Check Their Credibility
You want to find a financial planner in Adelaide who has a track record of helping people achieve their financial goals. You can ask your potential adviser how they help their clients – did they help them get out of debt, save more money, or plan for retirement?
You can also check out their reviews when searching them on Google or look them up on AdviserRatings.com.au.
3. Check Their Service Offering
You want to work with someone who is an expert in the area that you are seeking advice for and someone who can understand your needs. Your financial planner may have various services they can offer and specialise in, so it’s important to check if they have the service you are wanting advice within.
Financial Planning Services could include:
- Ethical Investment
- Retirement Planning & Super
- Financial Planning for Women
- Life Insurance
- Estate Planning
- Aged Care Financial Planning
4. Check if They offer a Complimentary Initial Financial Planning Meeting
Most financial advisers will want to ensure you are the right fit for them as much as you want to know if they will be for you. They want to ensure they can offer you the best possible advice in the area of service you are seeking help with.
It’s important to book a meeting or call with the adviser you’re interested in to ensure they are right for you and to question if they can provide you with what you need. It’s even better if this discovery meeting is free of charge so you can get to know each other without the cost.
Before you head off on your first meeting, it’s important to know a few things. Here’s what you need to know before you schedule your initial financial planning meeting:
Prepare yourself to have a discussion with your financial planner. Find out what they have to offer and whether they’re the right fit for you.
It can also be a good idea to look online for reviews about financial planners in Adelaide or to ask your network for recommendations.
6. Be Honest
It’s important to be honest with yourself and with your financial planner. You need to be honest about what your total financial picture looks like. Your financial planner will need to know everything about your debt, savings, and financial goals to really provide you with the help you need.
Seeking a Financial Planner in Adelaide?
When you’re looking for a financial planner in Adelaide, you need to know that they are the right person for the job. It’s important to look for someone who is well-trained and licensed, has the experience you need, and is right for your specific needs.
Novo Wealth offers expert services, including financial planning in Adelaide. Our seasoned financial planners can help you achieve your financial goals, whether that’s to manage all your debts, save up for your retirement, or something else. Let us know!